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Challenge RulesOct 5, 20265 min read

Max Funded Allocation: How the $300K Total and $100K Per-Model Caps Work

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Every trader at MyFundedPerps works under a hard ceiling on funded capital: the MyFundedPerps max allocation is $300,000 in total active funded allocation, with a separate $100,000 cap inside each plan model. These two limits decide how many funded accounts you can hold at once and how large they can be. This article explains exactly how the caps are counted, with worked examples straight from our official product graphics, and what happens when a passed account would push you over a limit.

The two limits in one table

Both limits apply at the same time. You must fit under the per-model cap and under the total cap for a new funded account to be issued automatically.

What counts toward the MyFundedPerps max allocation

The cap adds up the original starting sizes of your active funded accounts. Three points matter here:

  • Original size, not current balance. A $50K funded account you have grown to $61,000 still counts as $50K of allocation. Trading profits, losses, and withdrawals do not change the allocation used.
  • Models are counted separately. Select, Prime, and Signature each have their own $100K lane. Filling one model does not eat into the others.
  • Both limits must clear. Being under $300K total does not help if the new account would break the $100K cap inside its own model.

A clean way to picture it: three parallel buckets of $100K each, with an overall lid of $300K across the buckets.

Worked example from our graphics

Take a trader holding:

  • Two $50K Select funded accounts: $50K + $50K = $100K. The Select model is now full.
  • One $50K Prime funded account: $50K used of the Prime model's $100K, so $50K of Prime room remains.
  • No Signature accounts: the full $100K Signature allowance is open.

Total in use: $150K of the $300K overall cap. This trader cannot add another funded Select account of any size, because the Select model is full. They could still add a $50K Prime (filling Prime to $100K) or build up to $100K in Signature. If they did both, they would reach $100K + $100K + $100K = $300K, the maximum possible funded footprint at MyFundedPerps.

Note the sizes available: accounts come in $10K, $25K, $50K, and $100K only, so combinations always stack from those four building blocks.

What does not count

Failed, closed, and archived accounts do not use active allocation. This matters for planning:

  • A failed evaluation never touched your allocation in the first place, since only funded accounts count.
  • When a funded account fails or is closed, its original size stops counting, freeing that room for a future account.
  • Any later approval still has to fit within both limits at the time it is granted.

Competition accounts sit outside this system with a separate allowance, so your funded caps are not affected by competition participation.

What every funded account includes

Whichever mix of models and sizes you hold, every funded account at MyFundedPerps carries the same core terms:

  • 3% daily loss limit, calculated on starting balance and measured on equity including open P&L
  • Static max drawdown per model: 3% Select, 5% Prime, 6% Signature
  • 80% profit split, with a 90/10 upgrade available at checkout only
  • One payout request per New York calendar day
  • No consistency rule, no minimum trading days, no evaluation time limit

Rule percentages always use the starting balance, never current equity. For a deeper read on the rule set, see myfundedperps-rules-explained and myfundedperps-account-limits.

What happens if a pass would exceed a limit

Passing an evaluation does not guarantee a funded account when the caps are in the way. If funding another passed account would exceed either limit, that application goes to Funding Review after you complete identity verification and the customer agreement. It does not receive a funded account automatically.

The docs give a precise example: passing a second $100K Prime account while already holding $100K funded in Prime requires Funding Review, even if your total across all models is below $300K. The per-model cap is binding on its own. A review does not guarantee additional allocation, and any approval must remain within both limits. We cover the full review flow in our funding-review-at-myfundedperps article.

Planning your funded stack

A few practical guidelines that follow directly from the math:

  1. Decide which model mix you want before stacking. Three $100K accounts, one per model, is the only route to the full $300K. Four sizes give you flexibility, but the per-model cap means two $50K accounts and one $100K account use the same model allowance.
  2. Do not pass accounts you cannot fund. An extra pass in a full model sits in Funding Review instead of going live. Time your purchases around your current allocation.
  3. Closed accounts free room. If a funded account fails, its size returns to your available pool, so a loss in one model reopens that lane.

Frequently asked questions

What is the MyFundedPerps max allocation per trader?

The maximum active funded allocation is $300,000 total per trader, with a separate $100,000 limit inside each model type: Select, Prime, and Signature.

Do profits increase my allocation room?

No. Allocation counts the original sizes of active funded accounts. Trading profits, losses, and withdrawals do not change how much allocation an account uses.

Do failed or closed accounts still count against the caps?

No. Failed, closed, and archived accounts no longer use active allocation, so their size becomes available again for future funded accounts.

Can I hold $100K in each model at the same time?

Yes. $100K in Select plus $100K in Prime plus $100K in Signature totals $300K, which is exactly the overall cap. That is the maximum funded footprint.

What happens if I pass an account that would break a cap?

The application enters Funding Review after identity verification and the customer agreement. It is not funded automatically, and review does not guarantee approval.

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