80% vs 90%: Is the MyFundedPerps Profit Split Upgrade Worth the Price

The MyFundedPerps profit split works like this by default: 80% of your eligible funded profit goes to you, 20% stays with the firm. At checkout, and only at checkout, you can upgrade that to 90/10 on any plan. The upgrade costs an extra 20% on top of the plan price. Whether that is money well spent depends entirely on one number: how much gross profit you expect to withdraw over the life of the account.

This article lays out the upgrade pricing, the break-even math per plan and size, and the cases where the upgrade clearly wins or clearly loses. All figures come from our published pricing matrix and the FAQ on myfundedperpetuals.com.

How the MyFundedPerps profit split works

Every funded account on Select, Prime, and Signature starts at an 80/20 split. The 90/10 upgrade has three hard constraints:

• It is available only during checkout. It cannot be added to an existing account later.
• It costs 20% on top of the plan price for that account size.
• Discount codes also apply to the upgrade, so the final checkout total reflects both the plan and the upgrade after any eligible code.

The split applies to gross profit when you request a payout. The minimum payout is $100 of gross profit before the split, which pays you $80 at 80/20 or $90 at 90/10. The request form accepts your net share and shows the gross amount deducted from the account before you confirm. For the full payout flow, including the one-request-per-New-York-day rule and Rise delivery, see our myfundedperps-payouts-guide.

What the upgrade costs on each plan

The upgrade is 20% of the plan price. Here is the list price of each plan and size, the upgrade add-on, and the resulting checkout total at list price:

Prices above are list prices from the September 2026 pricing matrix; check the challenge selector on myfundedperpetuals.com for current pricing, since promotions change the final total. For a full plan-by-plan comparison of targets and drawdowns, see myfundedperps-pricing-plans.

The break-even math

The upgrade earns you an extra 10% of every gross payout. The upgrade costs 20% of the plan price once. So the break-even point is:

Break-even gross profit = plan price x 2

That is because 10% of gross profit needs to equal 20% of the price, and 0.20 / 0.10 = 2. In plain terms: once you have withdrawn gross profit equal to twice the plan's list price, the upgrade has paid for itself. Every dollar of gross profit after that is 10 cents of pure extra earnings compared with the 80/20 split.

Put the targets next to those numbers and the picture gets clearer. Passing a $100K Signature account requires 10% profit, or $10,000 gross. If you pass and withdraw that profit, the split difference alone is $1,000 in your favor at 90/10, against an upgrade cost of $174. On the other end, a $10K Select account has a 9% target, or $900 gross; the upgrade costs $8 and breaks even at $80 of gross withdrawals, so it pays for itself within a fraction of the first payout.

When the upgrade is worth it

The upgrade is a strong buy when you are confident you will reach payout at all, because break-even gross profit is small relative to the profit target on every plan. On every size and model, the break-even point sits well below one pass of the evaluation target:

• You plan to withdraw profits, not just pass. The upgrade only pays off through actual payouts.
• You are buying a larger account. Even at $100K Signature, the most expensive upgrade at $174, you break even at $1,740 gross withdrawn against a $10,000 pass target.
• You treat the account as a longer-term vehicle. There is no payout count cap and no lifetime payout cap, so the extra 10% compounds across every request you ever make on that account.

When to skip the upgrade

Skip it when the realistic outcome is no payout at all. The upgrade is a one-time, checkout-only add-on, and it is spent whether or not the account ever reaches a withdrawal. If you are trying a new model for the first time, or you are buying a size above your proven comfort zone, the base 80/20 split keeps your upfront cost lower. Remember that evaluations have no time limit and no minimum trading days, so there is no pressure to maximize a single attempt.

Also note the interplay with the drawdown lock. On your first funded withdrawal, the max-loss floor locks permanently to the starting balance. Withdrawing the maximum available leaves a $0 buffer and closes the account, so aggressive full withdrawals end the account's earning life regardless of split. Our myfundedperps-static-drawdown article covers that mechanic in detail.

Using the payout split calculator

Before you buy, run your own scenario through the Payout Split calculator at myfundedperpetuals.com/tools/payout-split-calculator. Enter gross profit, your split percentage, and the evaluation fee, and it shows your profit share and net result after the fee. For example, $1,000 gross profit at 80% pays you $800; at 90% it pays you $900. The calculator's inputs are illustrative, so always confirm the actual plan price and final total at checkout.

Frequently asked questions

Can I add the 90/10 upgrade after buying my challenge?

No. The profit split upgrade is only available during checkout and cannot be added to an existing account. If you want 90/10, you have to select it when you purchase.

Does the MyFundedPerps profit split apply to the payout minimum?

Yes. The minimum payout is $100 of gross profit before the split. That pays you $80 at the standard 80/20 split or $90 with the 90/10 upgrade.

Do discount codes apply to the upgrade price?

Yes. Eligible discount codes apply to the total, which includes the selected upgrade. Checkout applies an available offer automatically, and another eligible code replaces it since codes do not stack.

Is the upgrade a percentage of profits or a flat fee?

It is a flat one-time add-on equal to 20% of the plan price, paid at checkout. In return, your split on all future payouts from that account moves from 80% to 90%.

Does the upgrade change any challenge rules?

No. Targets, drawdown, daily loss, and payout frequency are identical at 80/20 and 90/10. The upgrade only changes how gross profit is divided when you withdraw.